FMBcapital Holdings Plc ( 2006 Annual Report

first_imgFMBcapital Holdings Plc ( listed on the Malawi Stock Exchange under the Banking sector has released it’s 2006 annual report.For more information about FMBcapital Holdings Plc ( reports, abridged reports, interim earnings results and earnings presentations, visit the FMBcapital Holdings Plc ( company page on AfricanFinancials.Document: FMBcapital Holdings Plc (  2006 annual report.Company ProfileFMBcapital Holdings (FMBCH) is the Mauritius based holding company for the FMBcapital Group and was listed on the Malawi Stock Exchange in September 2017 following a one for one share swap with First Merchant Bank of Malawi shareholders. FMBCH has banking and finance operations in Botswana, Malawi, Mozambique, Zambia and Zimbabwe. It is primarily an investment holding company with interests as follows: First Capital Bank, Malawi – 100% (established June 1995)First Capital Bank, Botswana – 38,60% (established July 2008)Capital Bank Mozambique – 70% (acquired June 2013)First Capital Bank, Zambia – 49% (acquired June 2013)First Capital Bank in association with Barclays – 62% (acquired October 2017) Through its subsidiaries, FMBCH offers a comprehensive range of financial products and services to both corporate and retail sectors. The Global Credit Rating Co. has consistently given FMB an annual Long Term Rating of A+ and a Short Term Rating of A1 since 2007. FMBcapital Holdings Plc is listed on the Malawi Stock Exchangelast_img read more

East African Breweries Limited ( HY2011 Presentation

first_imgEast African Breweries Limited ( listed on the Dar es Salaam Stock Exchange under the Beverages sector has released it’s 2011 presentation results for the half year.For more information about East African Breweries Limited ( reports, abridged reports, interim earnings results and earnings presentations, visit the East African Breweries Limited ( company page on AfricanFinancials.Document: East African Breweries Limited (  2011 presentation results for the half year.Company ProfileEast African Breweries Limited produces and distributes a range of beer and spirit brands and non-alcoholic beverages. Popular brands include Tusker Malt Lager, Tusker Lite, Guinness, Pilsner, White Cap Lager, Allsopps Lager, Balozi Lager, Senator Lager, Bell Lager, Serengeti Premium Lager, Johnnie Walker, Smirnoff, Kenya Cane, Chrome Vodka and Ciroc. East African Breweries has operations in Kenya, Uganda, Tanzania and South Sudan; and exports alcoholic and non-alcoholic beverages to Rwanda, Burundi and the Great Lakes region. Subsidiary companies include Kenya Breweries Limited, Uganda Breweries Limited, East African Breweries (Mauritius) Limited, International Distillers Uganda Limited and East African Maltings (Kenya) Limited. Established in 1922, the group has its headquarters in Ruaraka, near the capital of Nairobi. East African Breweries Limited is listed on the Dar es Salaam Stock Exchangelast_img read more

Clydestone (Ghana) Limited ( 2012 Abridged Report

first_imgClydestone (Ghana) Limited ( listed on the Ghana Stock Exchange under the Technology sector has released it’s 2012 abridged results.For more information about Clydestone (Ghana) Limited ( reports, abridged reports, interim earnings results and earnings presentations, visit the Clydestone (Ghana) Limited ( company page on AfricanFinancials.Document: Clydestone (Ghana) Limited (  2012 abridged results.Company ProfileClydestone (Ghana) Limited is a global information and communications technology company with offices in Ghana, Nigeria and Kenya. The company uses cutting-edge innovations to provide information technology solutions for financial institutions involved in financial document processing, remittance processing and transaction switching. Its product range encompasses: G-Switch, an electronic payment platform; G-Secure, a card authentication programme; Remita, modular system for e-payments; UnionPay Processor; automated check clearing; ATM and cash processing; multi-vendor ATM software solutions and multi-factor authentication. Clydestone is a Principle Acquiring Member of UnionPay International and offers acquiring services to 19 banks in Africa and provides check truncation systems to 12 leading banks in Ghana. Clydestone (Ghana) Limited is listed on the Ghana Stock Exchangelast_img read more

Truworths Limited ( 2018 Annual Report

first_imgTruworths Limited ( listed on the Zimbabwe Stock Exchange under the Retail sector has released it’s 2018 annual report.For more information about Truworths Limited ( reports, abridged reports, interim earnings results and earnings presentations, visit the Truworths Limited ( company page on AfricanFinancials.Document: Truworths Limited (  2018 annual report.Company ProfileTruworths Limited in Zimbabwe is part of Truworths International; an investment holding company that retails casual-wear clothing, footwear and fashion accessories in branded stores located in the major towns and cities of Zimbabwe. The company sells fashionwear and accessories under different brand names, including Daniel Hechter, Truworths Man, Ginger Mary, Zeta Inwear, Identity and LTD. Truworths brands are also sold through specialist retail outlets such as YDE, Uzzi, Earthaddict, Earthchild and Naartjie. The boutique range of accessories sold by Truworths includes watches, sunglasses, fragrances and gift ideas. Truworths Limited is listed on the Zimbabwe Stock Exchangelast_img read more

Clermont Auvergne: Dismantling a dream

first_imgBlown away: Sitiveni Sivivatu is knocked onto his backside by Saracens’ Schalk Brits They can enjoy some glory, but it is the deep longing of a soon-to-be dismantled side that endears us to them. Clermont, darling, when will you realise that European potential?Keep your eyes on future editions of Rugby World Magazine to read our exclusive column on the future of European rugby. Follow this link to subscribe. In the May edition of Rugby World, Nathan Hines said: “The Heineken Cup final Clermont lost still hurts,” and “I want to do it this season more for the new guys and for Vern Cotter, who is leaving to coach Scotland, and for guys like Lee Byrne, who will leave the club at the end of the season.”Hines will not get his wish, and as Jacques Burger felled carrier after carrier and his mates slammed into every ruck, slowing and smashing up any attacking intent Clermont had in the Heineken semi at an eerily empty Twickenham, Sarries did not just look to be breaking up Clermont’s Cup hopes, they were dismantling a dream.Noisy, but disappointed: Les Jaunards, Clermont’s brilliant fans, are starved of European gloryCotter is off to Scotland. Hines is off to Sale Sharks, Byrne is off to Newport Gwent Dragons, Regan King is off back to Scarlets, Sitiveni Sivivatu is joining Castres, Gerhard Vosloo is joining Toulon. Now Jono Gibbes is coming in to take over the forwards duties at Clermont next year, Nick Abendanon and Zac Guildford are stepping into the backfield and Jonathan Davies comes into the centre, while Sébastien Vahaamahina will fill a lock berth.Big signings, yes, but also plenty of upheaval, and while you can replace star players when your pockets are deeper than les Jaunards sense of longing, you cannot ensure that these new faces will have as much impact as Sivivatu and Hines or that they can eradicate the terrible Heineken memories that definitely haunt the experienced players in the team.That home record remains in the high 70s, reinforcements are coming in next season and Clermont should make the Top 14 playoffs. Fine. But even if they win the title that they reneged on last year – the one that is all-important to the French and still a national obsession – it will always feel like a consolation to the neutrals across the continent. You cannot discount the romance. In his seminal book The Boys of Summer, American sports writer Roger Kahn spent time with baseball’s Brooklyn Dodgers. A luminary Jackie Robinson was there, but Kahn was seeing years of near misses as the Dodgers missed out on pennants before finally emerging victorious in 1955. Of the time he said: “You may glory in a team triumphant, but you fall in love with a team in defeat.”For years this has been the neutral’s approach to Clermont Auvergne. Top 14 title aside, they have only flirted with European glory, playing scintillating rugby on the way, but when it has come to the only final neutrals care about – the Heineken Cup – they have failed.Being brutal we would say that they have consistently choked; if we were gentle we would say that they are the product of reckless abandon, a team not suited to knock-out nonsense.Except that they are.Reckless abandon: Brock James commits a sin in his own in-goal areaClermont are a multicultural, multifaceted side headed by a man, Vern Cotter, we are all told is pragmatic and driven. They have crushing forwards play and cunning backs. So why have Clermont consistently fallen behind the rest on the biggest European stage? In truth, it may hardly be worth answering the question until their squad is regenerated.That multinational team was put together with the explicit intent of steamrollering all. They have a budget that dwarfs the rest, even in France. They have an obscene record at their Stade Marcel-Michelin home, where they have not lost since November 2009. They have All Blacks and Lions, Bleus and hometown heroes. They should be unstoppable. They have had pundits and ex-pros declaring them the most dangerous and vividly willed team, hell bent on victory in the pool stages in Europe.It’s all come to nowt this year, in the face of a staunch and downright preposterous defensive effort by Saracens in the semi-final of the Heineken Cup. They also hurt themselves by refusing to change tactics, offloading and ploughing on with single runners into the heart of Sarries’ defence.center_img LATEST RUGBY WORLD MAGAZINE SUBSCRIPTION DEALS TAGS: Highlight last_img read more

Comment on a Getty Images photo and raise $10

first_imgComment on a Getty Images photo and raise $10 Tagged with: corporate Digital Howard Lake | 10 February 2006 | News About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of Researching massive growth in giving. Image Provider Getty Images Inc is encouraging people to explore its online image archive, choose an image that moves you, add the idea it inspires, and share it with other site users. For each comment the company will donate $10 to Friends of the Global Fight against AIDS, Tuberculosis and Malaria.Getty Images is capitalising on the popularity of user-generated content and “social software” such as Flickr and It realises that many Internet users are happy to add their thoughts, comments or creative input to online material, and is using this to generate funds for charity. Of course it is also encouraging people to explore its archive and consider using its content commercially.center_img  26 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Advertisement AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThislast_img read more

ZaLat Pizza overcomes COVID-19 challenges

first_imgLinkedin ReddIt Previous articleFirst-year students reflect on their first semester of collegeNext articleHoroscope: December 3, 2020 Stephanie Joynt RELATED ARTICLESMORE FROM AUTHOR printOne Fort Worth restaurant has increased its profits and not laid off any employees despite the economic challenges posed by the pandemic. ZaLat Pizza was founded in Dallas in 2015 and expanded to Fort Worth in January. The restaurant was still building a clientele in the spring when the COVID-19 lockdowns began, leaving restaurants largely dependent on takeout. Texas recorded its first COVID-19 case on March 4. Fifteen days later, Gov. Abbott limited restaurants to takeout and closed bars across the state. Within days restaurants saw revenue drop by 65.3% compared to 2019. By the time customers were allowed back inside, restaurants had seen revenue fall by as much as 72.9% from the same date in 2019.When the governor announced people could dine inside again, ZaLat was ready. “When COVID-19 started, our owner immediately ordered masks for the entire company and we started to implement all the safety protocols that the CDC now recommends,” said Kevin Moore, area director of the Fort Worth restaurant. “It was a really good thing because it put us ahead of the learning curve.”The restaurant also adjusted its hours. They shortened them from their typical late night schedule, which reduced labor costs and helped them turn a profit despite a lack of in-person customers.“We are a late-night pizza parlor and typically stay open until 4 a.m., so once the bars closed down we changed our opening time and closing time to adjust in that change in business,” said Moore. Restaurants, including ZaLat, began to see an increase in revenue due to takeout and especially after restrictions for opening were placed. “We didn’t see any decrease in sales; we actually picked up more business when COVID-19 kicked into gear,” said Moore. “Our sales were significantly higher than previous years before the pandemic, and we were even able to keep the sales consistently up after the shutdown.”  With new health restrictions placed, including a cap on restaurant capacity, ZaLat knew the company would need to heavily rely on its marketing strategies to keep business rates high. “One of the main strategies we use as a company is in our core belief system, called Sculling,” said Moore. “We basically all get in a room and throw out ideas to come up with the best possible idea to solve the problem we have, like marketing. We challenge our team to leave their egos at the door and be willing to change their opinions.” ZaLat Pizza relies heavily on its company culture to keep business alive, especially during unprecedented times like this year. “Part of the mystery behind ZaLat is we have a cult-like following. The company culture as a whole is probably what drives the product,” said Moore. “We have great pizza, but it is also a great place to work for our employees.” ZaLat refers to its employees as “Zealots” who are “on a mission from the Gods to make THE best pizza.”The restaurant offers full benefits to all employees, no matter their status with the company. This includes life insurance, Medical Vision and stock options for ZaLat. “It helped to drive the fact that we did not need to lay anyone off during the pandemic,” said Moore.  When restaurants began to reopen, many took the approach to reduce menu options for customers. The reason was “to shed complexities and costs, and push simpler or more popular items at a time when conserving cash is crucial for restaurant operators,” according to CNN.The profits that ZaLat had seen in the initial phase of the pandemic allowed the restaurant to keep its original menu and not downsize. “We did not change the menu whatsoever,” said Moore. “In fact right now we are rolling out a limited-time offer pizza and added a new pizza to our menu about three or four weeks ago. We didn’t see any need to reduce it.” ZaLat Fort Worth is located on Foch Street, next to several popular bars that TCU students enjoy visiting on the weekends. Since returning to campus, students have also helped increase the restaurant’s income. “ZaLat Fort Worth has seen an increase in business since students have returned,” said Moore. “Now that we have extended our hours again on Friday through Sunday, we have had an increase after students go to bars on West 7th Street.”ZaLat Pizza has set ambitious goals for the company in 2021. It hopes to see a continuous upward trend in revenue as the one-year anniversary of the Fort Worth location approaches. “The main goal for ZaLat in 2021 is to expand our footprint and double in size,” said Moore. “Our goal is to build 1,000 restaurants and take it to an IPO [initial public offering] to get publicly traded.”  What we’re reading: Hurricane Sally causes record floods, Big Ten Conference proceeds with football season National Pan-Hellenic Council hosts annual week of awareness Stephanie Joynt Welcome TCU Class of 2025 What we’re reading: US approaches 8 million COVID-19 cases, presidential town hall recap TCU library still partially closed from winter storm damage + posts TCU places second in the National Student Advertising Competition, the highest in school history Twittercenter_img Facebook Facebook Outside of ZaLat Pizza in Fort Worth. (Photo by Stephanie Joynt) Twitter Stephanie Joynt Stephanie Joynt Stephanie Joynt ReddIt World Oceans Day shines spotlight on marine plastic pollution Stephanie Joynt Linkedinlast_img read more

County Limerick mourners at risk from falling debris

first_imgFianna Fáil TD Niall Collins appointed as Minister of State Facebook NewsLocal NewsCounty Limerick mourners at risk from falling debrisBy Alan Jacques – March 12, 2015 955 TAGSCastletown ConyersCllr Francis FoleyCllr Liam GalvinCllr Seamus BrowneFianna FáilFine GaellimerickLimerick City and County CouncilSinn Fein Decision to enter Phase 4 of reopening Ireland deferred to August 10 RELATED ARTICLESMORE FROM AUTHOR WhatsApp Print Email Twittercenter_img Previous articleVictory for Cratloe campaignNext articleTwo out of four ain’t bad Alan Jacques Advertisement Councillors told to look at bigger picture Limerick TD says GLAS payments welcome but ‘much more action’ needed to support Agri-sector Linkedin by Alan [email protected] up for the weekly Limerick Post newsletter Sign Up A LIMERICK councillor has claimed that mourners are “taking their lives in their hands” when visiting the cemetery adjoining the old abbey in Castletown Conyers.The comment from Fine Gael councillor Liam Galvin was made after a local deputation told council members from Newcastle West municipal district at their monthly meeting that the site, adjoining the old abbey, is a “healthy and safety” risk.According to local man Dennis Cagney, the walls of the historic landmark are starting to collapse.Mr Cagney told council members that trees growing on top of walls are affecting the building’s structural integrity. He also pointed out that there is a risk to graves and head stones, inside and outside the abbey, from falling debris.The local community is calling on the Council to commence a project to prevent further degradation of the abbey and for footpaths and lighting to be installed at the cemetery.“The roots of the trees are the only thing holding the building together,” Mr Cagney claimed.“It’s only a matter of time before there is a serious incident,” he warned.Fine Gael councillor Liam Galvin pointed out that the abbey is unique to Castletown and said its adjoining graveyard is “very active”.“Unfortunately, those going in and out of the cemetery are taking their lives in their hands,” he said.Cllr Galvin would not accept the Council’s explanation that funding was not currently available for the “substantial infrastructural works” required. He called for funding to be made available on health and safety grounds.“Where there’s a will, there’s a way,” he told the council executive.Fianna Fail councillor Francis Foley insisted that the abbey needed to be “preserved”.“It’s local heritage and its important that it is maintained,” said Cllr Foley.Sinn Fein councillor Seamus Browne hailed Castletown as a beautiful part of County Limerick and felt the abbey could be a huge attraction with economic and social dividends to the local community.Executive archaeologist at Limerick City and County Council, Sarah McCutcheon, revealed that it would cost €125,000 to stabilise the building.“It’s a testament to those that built it in the 1200s that it has stood so long,” Ms McCutcheon said. Top Fianna Fáil councillor will reject Green coalition deal Priority is to have a decent society with decent public services last_img read more

Lockdown: Delhi Bar Association Writes To Delhi CM Seeking Permission For Advocates To Commute To & Fro Their Offices [Read Letter]

first_imgNews UpdatesLockdown: Delhi Bar Association Writes To Delhi CM Seeking Permission For Advocates To Commute To & Fro Their Offices [Read Letter] LIVELAW NEWS NETWORK15 April 2020 10:19 PMShare This – xThe Delhi Bar Association has written to the Delhi CM urging him to permit Advocates to commute from their residence to their offices, while strictly following prescribed norms of social distancing, in view of the exemption granted to self-employed persons under the lockdown guidelines. The letter points out that under the relaxed guidelines issued by the Ministry of Home Affairs,…Your free access to Live Law has expiredTo read the article, get a premium account.Your Subscription Supports Independent JournalismSubscription starts from ₹ 599+GST (For 6 Months)View PlansPremium account gives you:Unlimited access to Live Law Archives, Weekly/Monthly Digest, Exclusive Notifications, Comments.Reading experience of Ad Free Version, Petition Copies, Judgement/Order Copies.Subscribe NowAlready a subscriber?LoginThe Delhi Bar Association has written to the Delhi CM urging him to permit Advocates to commute from their residence to their offices, while strictly following prescribed norms of social distancing, in view of the exemption granted to self-employed persons under the lockdown guidelines. The letter points out that under the relaxed guidelines issued by the Ministry of Home Affairs, select additional activities will be allowed w.e.f. April 20, 2020. These include activities carried out by “Self Employed Persons” such as electricians, IT repairs, plumbers, motor mechanics, carpenters. National Lockdown : MHA Issues Revised Guidelines; Lists Out Activities Permitted After April 20 [Read Guidelines] The Association has urged that this list is merely “illustrative” and the intention of the notification is to permit “all the self-employed persons to resume activities”, provided the norms of Social Distancing are strictly followed. “Delhi Bar Association is of clear view that the office activities of Advocates limited to their office/chambers can be carried on and continued, while strictly following the prescribed norms of Social Distancing. As such, the office/Chamber activities of Advocates are covered under the relaxed guidelines and the same ought to be permitted, while observing social distancing norms,” the Association urged. In view thereof the Association has asked the government to issue necessary and appropriate instructions to the Police force and other concerned Authorities, to permit Advocates to commute from their residences to offices/chambers on verification of their I-cards. States/UTs Cannot Dilute Restrictions Under COVID-19 Lockdown Guidelines : Home Ministry Read Letter Next Storylast_img read more

‘Let the pubs get on with it’

first_img Facebook ‘Let the pubs get on with it’ Twitter Facebook The Donegal spokesperson for the Vintners Federation of Ireland says Covid-19 will be with us for years to come and it’s time to get on with it. It’ll now be August 10th before all pubs can open again after health officials voiced concern at a rise in the reproductive rate.Alice Lynch of Maggies Tavern in St Johnston is urging the Government to publish the guidelines which would allow the remaining pubs reopen as a matter of urgency.Ms. Lynch says pub owners need to be given ample time to prepare their premises and allow people go to pubs in a controlled, safe environment:Audio Player Up/Down Arrow keys to increase or decrease volume. Community Enhancement Programme open for applications Google+ Pinterest Loganair’s new Derry – Liverpool air service takes off from CODA Google+ RELATED ARTICLESMORE FROM AUTHOR Pinterestcenter_img Twitter By News Highland – July 16, 2020 Previous articleRestructuring plans at Magee spark fears over job cutsNext articleMcConalogue ‘disappointed’ over missing out on Agriculture position News Highland WhatsApp AudioHomepage BannerNews Nine til Noon Show – Listen back to Monday’s Programme Important message for people attending LUH’s INR clinic WhatsApp Arranmore progress and potential flagged as population grows Publicans in Republic watching closely as North reopens furtherlast_img read more